SME Monthly Loans
Structured financing designed for established businesses looking to expand, invest, and support long-term operations.
SME Monthly Loans provide access to larger loan amounts with predictable monthly repayments, allowing businesses to plan and manage cash flow more effectively. The repayment structure aligns with typical business income cycles, making it easier to meet obligations without disrupting operations.
This product is suitable for businesses that have moved beyond day-to-day survival and are focused on growth, stability, and long-term planning. It supports both new and repeat borrowers, offering flexibility as businesses scale and require increased financing over time.
Whether you are expanding your operations, investing in equipment, increasing stock levels, or strengthening your working capital, SME Monthly Loans provide the structured funding needed to support sustainable business growth.
Who Can Apply
You can apply if:
- You run an active registered business
- Your business has been operating for at least 6 months
- You have a valid National ID
- You can demonstrate consistent income and cash flow
What You Can Use the Loan For
This loan can be used for:
- Business expansion
- Stock purchase and bulk procurement
- Equipment acquisition
- Long-term operational support
- Commercial investments
Required Documentation
To apply, you will need:
- National ID and passport photo
- Business registration documents (URSB Documents if business if registered, Trade/Practicing License)
- Mobile Money or Bank Statements
- Proof of income and cash flow (Receipts, business related documents, Statements)
- Security and guarantors.
Loan Terms
- Minimum Amount: UGX 1,501,000
- Maximum Amount: UGX 130,000,000
- Loan Term: 3 to 24 months
Repayment
Repayment is made in monthly installments over the selected loan term.
Why Choose This Loan
- Access larger loan amounts for business growth
- Structured monthly repayment plan
- Suitable for established businesses
- Supports long-term planning and investment